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FSCA Authorised FSP
Same-day decisions
Trusted by families

Payday loans that respect your budget

Bridge the gap to payday with a transparent, NCA-compliant short-term loan. No hidden costs, no surprises — just a clear quote and quick decisions.

  • Borrow R500 to R3,000
  • Fixed 30-day repayment term
  • 5% monthly interest — capped by NCA
  • Initiation & service fees fully disclosed (incl. VAT)
  • Instant online application
Payday Loan Calculator

NCA-compliant · Fixed 30-day term · R500 – R3,000

Loan amountR 1 500,00
R500R3,000
PrincipalR 1 500,00
Interest (5%)R 75,00
Initiation fee (incl. VAT)R 247,25
Service fee (incl. VAT)R 69,00
Total repayment (30 days)R 1 891,25
Apply for R 1 500,00

Illustrative quote in terms of the National Credit Act 34 of 2005. Fees include 15% VAT. Final approval subject to affordability assessment and credit check.

Funeral cover that honours your family

Dignified, affordable cover so your loved ones are never left burdened. Premiums start from R55/month, with cover up to R30,000 for up to 14 extended family members.

Individual

For a single member.

From R55/month
Cover up to R30,000
  • 24/7 claims support
  • Fast payout within 48 hours
  • No medical tests
Get covered
Most popular

Family

Main Member, Spouse & Up to 6 Children.

From R87/month
Cover up to R30,000
  • 24/7 claims support
  • Fast payout within 48 hours
  • No medical tests
Get covered

Extended

Main Member, Spouse, Up to 6 Children, 4 Parents & 4 other members.

From R200/month
Cover up to R30,000
  • 24/7 claims support
  • Fast payout within 48 hours
  • No medical tests
Get covered

How it works

01

Apply online

Complete our secure 4-step application in minutes.

02

Upload documents

ID, latest payslip and 3 months' bank statements.

03

Get a decision

Same-day affordability check and quote.

04

Funds paid out

Approved loans paid directly to your bank.

Ready for a new tomorrow?

Apply now and get a decision the same day.

Start your application